Marsh & McLennan Agency, LLC (MMA) is a division of MMC Securities Corp. (MMCSC). Securities offered through MMCSC, member FINRA/SIPC and a federally registered investment adviser. Main office: 1166 Avenue of the Americas, New York, NY 10036, tel. 201-284-3614. Variable insurance products distributed through Marsh & McLennan Agency, LLC (NY Lic. LA-1111237). MMCSC and MMA are affiliates owned by Marsh & McLennan Companies, Inc.